Phoenix, a city of hot days, cactus, swimming pools, pharmacies, Mexican food, and now fast cash and payday loan sharks. Almost as prolific as fast food, these small shops sprout up all over the valley offering those hurting for cash to come in and add insult upon their injury. I have heard from time to time that certain politicians would like to shut these down as some have been known to charge people up to 25% interest, but then what’s wrong with that? Haven’t they read the small print on credit cards, miss a payment and you will be charged prime plus 19.99% to equal but not exceed 29.99%? I see, only banks should be able to rip people off.